Here’s how simple it is to get the capital you need.

1. Qualify. No Cost. No Obligation.

   If you:

• are a restaurant, retail, or service business
• process at least $4,000/month in credit card sales
• have been in business more than 1 year and have 1+ year remaining on your lease, and
• have no open judgments or bankruptcies

Simply click here to fill out an application.

A Funding Consultant will determine how much money you qualify for, based on your average monthly credit card volume, and will contact you within 48 hours to discuss our funding solution.

2. Apply. Regardless of your credit history.

Should you decide to proceed, we’ll ask you for 3-months of credit card and bank statements, a copy of your lease, and a tax return or financial statement.

These documents will be submitted to our underwriting department for approval. Within 48 hours, your Funding Consultant will contact you to discuss the specifics of our agreement. Merchantrax will then deliver a contract to you before closing of the next business day.

That’s all. Just sign and return our agreement and, within a week, funds will be deposited automatically into your business bank account.

3. Invest. Grow your business.

Once you have capital to invest, Merchantrax will begin collecting a small, agreed-upon percentage of your daily credit card sales until our agreement is fully executed. You never have to worry about writing a single check or paying a single late fee. You only worry about growing your business. The approved processing bank will transfer funds automatically and electronically, just as happens every day with your credit card batches. In fact, your advance could be made whole without you even noticing!